
Florida Debt Defense Handbook
A plain-English guide to how consumer debt lawsuits work in Florida and what a defendant needs to understand about the process.
Kevin Lawrence is the publishing pen name of Kevin Lawrence Hagen, also known as Kevin Hagen, an author, entrepreneur, and Juris Doctor whose writing explores law, business, financial literacy, personal growth, resilience, and practical decision-making.

Kevin Lawrence is an author and publisher whose books explain complicated, high-stakes subjects in ordinary language. His practical guides address consumer debt, foreclosure and loss mitigation, and the legal and financial processes that most people encounter without preparation. His shorter work turns to personal ground: perspective, hope, and resilience during difficult seasons.
He is also an entrepreneur, and that experience shapes the writing. Business decisions are rarely made with complete information, and the books reflect a preference for clarity and usable structure over theory.
Kevin Lawrence, Kevin Lawrence Hagen, and Kevin Hagen refer to the same individual. Kevin Lawrence is the pen name used for his published books.
His full name is Kevin Lawrence Hagen. He is commonly known professionally as Kevin Hagen, and his titles are published under the author name Kevin Lawrence through Jolt Publishing.
Most people meet the legal and financial systems at their worst moment — a summons, a default notice, a business dispute — and they meet them in language written for professionals. That gap is the reason for the books.
The goal is not to replace professional advice. It is to give a reader enough accurate context to understand what is happening, recognize what matters, and ask better questions of the professionals they work with.
His writing sits at the intersection of several areas of experience: legal training as a Juris Doctor, entrepreneurship and business operation, independent publishing, and financial education. Each contributes something the others lack — legal training supplies precision, business experience supplies practicality, and publishing supplies the discipline of writing for a reader rather than a colleague.
The result is educational writing that respects the complexity of a subject while refusing to hide behind it.
Kevin Lawrence titles are published through Jolt Publishing, an independent publishing imprint focused on practical, accessible books designed to make complex subjects easier to understand and apply. Learn more about Jolt Publishing.
Kevin Lawrence is the pen name of Kevin Lawrence Hagen, also known as Kevin Hagen.

A plain-English guide to how consumer debt lawsuits work in Florida and what a defendant needs to understand about the process.

An accessible explanation of the Florida foreclosure process and the loss mitigation options homeowners are most often asked to navigate.

Short reflections on hope, perspective, and resilience — written to be read slowly and returned to.